Debt Recycling Calculator

Sep 1, 2021

This is a MS Excel based calculator that helps you gauge the difference it would make to your wealth, with debt-recycling and without debt-recycling. Debt-recycling is a concept wherein, you recycle existing non-tax-deductible debt into tax-deductible debt. Debt

Networth – update – Aug 2021

Aug 24, 2021

The last blog post on our networth update was in Feb 2021. Its been a while between drinks therefore here is the latest update.

I do not track

Networth – update – Feb 2021

Feb 19, 2021

It's been a while since my first post on our Networth, so decided to write up an update post.

Before I delve into networth index, lets re-cap what is


Oct 1, 2020

Plenti (previously called RateSetter) is a peer-to-peer lending platform. They will IPO sometime in the near future and if you are already a Plenti customer then you would have already

Work from home – should I move to Gilgandra?

Jun 28, 2020

Disclaimer: Names of actual organisations are used in this post and I am in no way, shape or form associated to any of these organisations. All the hypothetical scenarios and assumptions made are my own.


Feb 13, 2020

I have visited Aussie FIRE bug few times and it is quite generous of him/her to have documented their journey building their networth. If you have not visited

Personal Finance

Nov 3, 2019

When I received my first pay in a proper office day job, I realised how unprepared I was in managing my own finances.

Until we both started working and earning a decent wage, we were living a very modest lifestyle

Predictive modelling for stock prices

Jan 11, 2018
I was trawling through my code repositories and came across this small project I worked on few years ago. I decided to release it via GitHub and here it is. The project is an example of a predictive modelling task using time series data. The time series data I had used was stock prices and

Data scientist’s salary

Jan 5, 2018
One of the most frequent question I get asked is, what salary can a data scientist (with 5 years experience) expect. I belong to a category of data scientist that has a relevant PhD, post-doc and multi-domain experience. With this in mind, I can only address this question for my type or

Algorithmic Trading

Jun 14, 2017
Algorithmic trading or algo-trading is a very fancy buzzword. I will try and document my understanding of algo-trading and how someone can venture into this space. If you find any misleading and erratic information and/or blaring holes, please do let me know. This article is purely based on my

Rossmann Store Sales – Insights

Mar 12, 2017
I am quite new to Kaggle hence decided to pick up a data set already available on Kaggle in order to generate an insights report. The python notebook is available directly on

Version 3.0 of Automated Trader is ready!

Jul 5, 2016
Version 3.0 of Automated Trader is ready! I fixed a few bugs that were present in the previous version that prevented certain users from downloading the file via Internet Explorer. I have also added few extra features like ability to choose the account, active monitoring (partial) and

Automated Trader for The Chartist

Mar 2, 2016
Automated Trader for The Chartist software is for trading US Power Setups provided by The Chartist. The software is

Automated Trader for NSE

Feb 26, 2016
Automated Trader for NSE software is for trading the signals provided by The Portfolio Trader's NSE Trades. The software is provided FREE OF COST. The

Where is the time?

Sep 19, 2015

I was filing my tax returns for the financial year 2014-2015 recently, which led to a lot of digging and scrambling for information for financial year 2014-2015. That also led to some soul searching, like assessing where I am and where I want to go, which gave

Managing Finances

Apr 25, 2015

No one teaches you how to manage your finances, not in school or at university. Some parents do try to teach their kids about managing their personal finances but majority don't. So when an individual starts earning money at 16, 18 or 22 years of age, they are

I normally follow Nick Radge from The Chartist especially for his insights into money management and risk management. Please listen to this podcast from Nick Radge where he talks with Aaron Fifield from


Mar 11, 2015

Patience is a virtue that few possess. Especially in stock trading, patience is a virtue that will invariably make you a stress-free trader leading to rational decision making, which ultimately leads you to your financial goals.

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