This is a MS Excel based calculator that helps you gauge the difference it would make to your wealth, with debt-recycling and without debt-recycling. Debt-recycling is a concept wherein, you recycle existing non-tax-deductible debt into tax-deductible debt. Debt recycling is not about increasing your debt instead it is about harnessing the tax advantages provided by …

The last blog post on our networth update was in Feb 2021. Its been a while between drinks therefore here is the latest update. I do not track visitors and/or repeat visitors to this blog therefore I do not know if this blog has any repeat visitors. Assuming the worst case scenario that is there …

Plenti (previously called RateSetter) is a peer-to-peer lending platform. They will IPO sometime in the near future and if you are already a Plenti customer then you would have already received an IPO  prospectus. This blog post does not intend to analyse Plenti’s IPO and/or value the IPO at all. This blog post is  purely …

Disclaimer: Names of actual organisations are used in this post and I am in no way, shape or form associated to any of these organisations. All the hypothetical scenarios and assumptions made are my own. COVID-19 has forced organisations to embrace work from home option for their employees. Almost three months ago, we went into …

I have visited Aussie FIRE bug few times and it is quite generous of him/her to have documented their journey building their networth. If you have not visited Aussie FIRE bug, please do yourselves a favour and visit. It is a treasure trove of information. They started their journey in Jan 2011 and as of …

When I received my first pay in a proper office day job, I realised how unprepared I was in managing my own finances. Until we both started working and earning a decent wage, we were living a very modest lifestyle and watching every cent we spend because we had to make do with whatever we …

I was trawling through my code repositories and came across this small project I worked on few years ago. I decided to release it via GitHub and here it is. The project is an example of a predictive modelling task using time series data. The time series data I had used was stock prices and …

One of the most frequent question I get asked is, what salary can a data scientist (with 5 years experience) expect. I belong to a category of data scientist that has a relevant PhD, post-doc and multi-domain experience. With this in mind, I can only address this question for my type or category of data …

Algorithmic trading or algo-trading is a very fancy buzzword. I will try and document my understanding of algo-trading and how someone can venture into this space. If you find any misleading and erratic information and/or blaring holes, please do let me know. This article is purely based on my limited understanding of the area hence …

I am quite new to Kaggle hence decided to pick up a data set already available on Kaggle in order to generate an insights report. The python notebook is available directly on Kaggle: Rossmann Store Sales – Insights for you to download or fork. Below is the output html from the same notebook. I was …